Equipment and Instruments
The Expertainers in Insurance
Whether you work in Film & TV, sound & lighting or are a musician, DJ or cameraman, our comprehensive Equipment and Musical Instrument insurance policy has been designed to protect you against damage and theft to your equipment whilst in storage, use or in transit.
Our range of solutions including music, film and photography equipment insurance cover is also easy and convenient to buy online in minutes, with six coverage options to choose from below depending on your specific requirements. Our equipment and musical instrument insurance is ideal if you’re looking for:
- Musical Instruments Insurance
- Photography Equipment Insurance
- TV & Film Equipment Insurance
- Film Sets Insurance
- PA Gear
- Sound & Lighting
- DJ Equipment
- Audio Visual Equipment Insurance
- Staging
- Props & Sets
- Karaoke
- Production Equipment Insurance
- Video Production Insurance
- Plus all other equipment associated with the Entertainment Industry
*Note that cover can extend to laptops, tablets and mobile phones as long as they represent less than 20% of the total sum insured. If this is not the case, please contact us to discuss alternative options.
Policy highlights*:
- All accidental damage & theft
- Worldwide Cover (Includes in transit)
- Emergency Hire Cost – Up to 25% of your sum insured can be used for emergency hire costs
- Hired/Borrowed equipment cover – Cover for when you hire gear
- Low standard excess of $250 any one claim
- Plus much more.
*Cover is subject to conditions and exclusions. Refer to our Policy Wording and PDS for more information.
Apply For Cover
Equipment & Musical Instrument Cover
Starting from $220
For 1 year
Information on Your Policy
Important notice
This Policy is designed to cover equipment being used for commercial purposes. Within the context of this Policy, Commercial Purpose use is defined as the following:
- Paid or unpaid work and/or performance
- Tuition, practice, rehearsals, recording
- Dry & wet hire, installations
Typically the people requiring this type of policy are:
- Students using the equipment to improve their craft
- Semi-professional & professional individuals using the equipment for the above defined use
- Companies and organisations using the equipment for the above defined use
This Policy is not designed to cover equipment being used solely for personal use. If this type of cover is required please read our Home & Contents policy.